They’re complete liars and running a scam on the side. The education material they’re selling is illegal in the way that they are doing it, it’s out of date and they are just reproducing (copy and pasting) the same files. The content you can get is cheaper from the official bodies. If the FSA and the FSA authorised companies that provide this learning material ‘found out’, SkyHamilton would have a slight problem. They are advertising roles for mortgage advisers stating that part of the job description requires you to ‘cold call’ potential clients, that is illegal so something isn’t right with that. Their supposed education provider is called ‘learnexpress’ which they claim is a separate entity, look them up they are registered to the same address as SkyHamilton, 70 Clifton Street. You also pay them in cash for the learning material which is convenient for tax reasons and for their records. Considering they are selling information on educating people to gain financial awareness, they’re pretty f*****g stupid and could be running their little scam a lot tighter