To the OP - no matter how much you disagree with everyone's opinion here, you have to at least consider this much: You've by now had quite a range of responses from persons on this forum, which means in all likelihood you've had responses from both consistent losers AND some consistent winners, yet even those of us, who are likely doing positively, are telling you that you have less than the very tiniest chance of making 4% per day consistently on your capital, such that you could abandon any needs to get a real paying job.
It's not, strictly speaking, impossible of course, and that's what's probably keeping you stubbornly going - defiantly believing that you're 'different', you're smarter than any one of us who is telling you otherwise; but if you try to do it, I guarantee you that you will feel like coming back here in between six months and a year, and then thanking every single one of us, who advised you against your above proposals.
Making consistent money from the markets actually does take years of experience. And I'm all for persons giving it a go! But you have to give it a go, at the very least do so with money you can afford to lose. And, by what you've said, that money you have right now, is extremely important to you. Too important to lose, and you know it!
So even if you believe that the majority are usually mistaken, you're not just looking at a majority of contrary opinions here, you're, in truth, facing an unclimbable mountain of unanimity. Otherwise you could try to find the retail traders who were consistently successful, week in, week out, within their first six months of trading, and then stayed successful until now, but I've looked before you, and you won't be able to find such people, because they simply don't exist.
Even the cleverest few among us will lose money consistently, over time, while they are gaining valuable experience, and can you really afford to do that? Well, can you!????