I have been made of this companies existance when a friend of mine suggested I look into it as he knew that I am interested in investments and new opportunities. I have visited the companies website although it seemed quite simple it was quite boldly advertising the fact that the company has been trading 6.08% on avearage over the last 2 years. This to me was very interesting and I have checked the internet for any comments (negative or positive) and found 2 forum posts where two clients have had negative dealings with Apple Investment Company. Nevertheless, I thought to myself that like in any business I am sure there are unsatisfied clients and those usually comment on the internet. I have seen that both of those instances/problems have been dealt with by the Apple Investment Company staff and I thought it was a pretty good response. Having not seen anything else on the whole company I thought that the next stage woudl be to talk to one of it’s staff members and learn a bit more about the company. I talked to a salesman who was quite friendly and kept advertising the fact, just like on the website itself, that they have experienced 6.08% return on average ofr the past 2 years WITHOUT ever having a negaitve month. I found this to be very interesting and thought to myself that this looks like a good investment. It’s got a proven track record (2 years operating) with no losing month with a great return. The salesman wanted to get me involved with training how to trade on Forex and support, etc. but I thought to myself, if I can obtain a 6.08% average return, why do I need to spend ANY more time on it. I wasn’t looking to get rich quick and risk a lot, I merely wanted to use the simple settings that have proven that they work and I thougth I will see my investment grow. I wasn’t greedy, all I wanted was to see a return as per what was advertised. I have been run through the software, being told that I have to turn it on and leave it on and that the software itself with it’s settings will continue to provide the return that they have advertised. I was excited and eager to see these results.
Unfortunately, once I started using the FxCalibre, it started to run a in a negative rather than a positive manner. In the early stages I had error messages pop up numerous times during the day and night to which the staff from Apple advised that they are aware of it and have sent me a few software updated, etc. Later, they advised that it’s not their fault and that it must be the Internet Service Provider that I am using. This became unbareable and this is the reaosn for me not even trading during July as I have tried a number of different ISP’s. In mid August the software started again working, but still had numerous errors that caused the software to shut down.
Please note below all my trade days to date and as you can note, the trend is negative. I have been told to start not using the minimal risk setting (even though this is all I ever wanted to use as I jsut wanted a proven setting as I wasn’t greedy) and change into a more riskier setting, which caused more of my investment to disappear. Once Apple realized this, they started further changing the setting some more and this resulted in me changing 1-2 times per week the settings. I am not sure why I had to change them and why we had to move away from the original “proven” settings which should have and were advertised that they have produced a 6.08% return with NO negative month. I have asked Apple why this is the case and they have advised that I should just keep changing the settings and that we will get there. I wasn’t comfortable with this and have told them that I can’t understand why I can’t use the simple settings which I have been proven to work in the past. They haven’t answered and told me that with the new settings we will get the desired result. I wasn’t happy with this and this has led me to ask them for the money back as they have advertised tha tthe software is simple to use, that only one setting needs to be used and that the return has been 6.08% per month with no negative month. I haven’t seen not even close results of what was promised to me. Apple have refused to pay me back for the software as they stipulate that if I waited 18 more months that I would see a 6.08% return on my investment on average. I highly doubt that as I have been trading in a complete opposite direction during my whole experience and for me to break even I would need to be on a positive run of much higer than 6.08% for the remaining 18 months to just break even. I have asked them politely in every way possible to come to an agreement as what lured me into the investment was the 6.08% return with no negative month. I have onyl ever experienced a downward trend and it’s so far away from what was advertised to get me involved into this investment. They have rejected a number of times and have suggested that I should feel free to write any comments I see fit on the internet hence this website. I just want to explain my own experiences just so everyone is aware of what I have gone through. Results (below) speak for themselves.
This is the only software that makes you pay an upfront fee which means that from your returns you have to first cover the cost of the software and only then consider if you have even made a profit.
Date Invested
11/04/10 $ 10,000.00 Profit / Loss % change
12/04/10 $ 10,019.05 $ 19.05 0.19%
13/04/10 $ 10,029.12 $ 10.07 0.10%
14/10/10 $ 10,029.81 $ 0.69 0.01%
15/10/10 $ 9,914.84 -$ 114.97 -1.15%
16/04/10 $ 9,832.22 -$ 82.62 -0.83%
17/04/10 $ 9,729.23 -$ 102.99 -1.05%
21/04/10 $ 9,820.39 $ 91.16 0.94%
22/04/10 $ 9,867.35 $ 46.96 0.48%
23/04/10 $ 9,975.59 $ 108.24 1.10%
26/04/10 $ 9,982.05 $ 6.46 0.06%
28/04/10 $ 10,214.04 $ 231.99 2.32%
29/04/10 $ 10,327.95 $ 113.91 1.12%
4/05/10 $ 10,145.10 -$ 182.85 -1.77%
5/05/10 $ 10,043.16 -$ 101.94 -1.00%
6/05/10 $ 10,040.83 -$ 2.33 -0.02%
7/05/10 $ 9,719.46 -$ 321.37 -3.20%
10/05/10 $ 9,725.29 $ 5.83 0.06%
13/05/10 $ 9,739.45 $ 14.16 0.15%
14/05/10 $ 9,635.15 -$ 104.30 -1.07%
19/05/10 $ 9,403.84 -$ 231.31 -2.40%
20/05/10 $ 9,442.39 $ 38.55 0.41%
21/05/10 $ 9,199.44 -$ 242.95 -2.57%
25/05/10 $ 9,121.87 -$ 77.57 -0.84%
27/05/10 $ 9,129.83 $ 7.96 0.09%
28/05/10 $ 9,218.84 $ 89.01 0.97%
1/06/10 $ 9,130.41 -$ 88.43 -0.96%
2/06/10 $ 9,138.23 $ 7.82 0.09%
3/06/10 $ 9,145.75 $ 7.52 0.08%
8/06/10 $ 9,241.82 $ 96.07 1.05%
9/06/10 $ 9,068.92 -$ 172.90 -1.87%
15/06/10 $ 9,099.74 $ 30.82 0.34%
16/06/10 $ 8,939.27 -$ 160.47 -1.76%
17/06/10 $ 8,969.08 $ 29.81 0.33%
18/06/10 $ 8,915.99 -$ 53.09 -0.59%
22/06/10 $ 8,850.07 -$ 65.92 -0.74%
24/06/10 $ 8,881.47 $ 31.40 0.35%
25/06/10 $ 8,887.51 $ 6.04 0.07%
29/06/10 $ 8,805.12 -$ 82.39 -0.93%
30/06/10 $ 8,666.25 -$ 138.87 -1.58%
16/08/10 $ 8,612.26 -$ 53.99 -0.62%
19/08/10 $ 8,672.88 $ 60.62 0.70%
20/08/10 $ 8,659.12 -$ 13.76 -0.16%
24/08/10 $ 8,600.60 -$ 58.52 -0.68%
26/08/10 $ 8,648.08 $ 47.48 0.55%
31/08/10 $ 8,667.68 $ 19.60 0.23%
1/09/10 $ 8,723.35 $ 55.67 0.64%
2/09/10 $ 8,640.57 -$ 82.78 -0.95%
6/09/10 $ 8,697.47 $ 56.90 0.66%
7/09/10 $ 8,653.53 -$ 43.94 -0.51%
14/09/10 $ 8,787.86 $ 134.33 1.55%
16/09/10 $ 8,559.12 -$ 228.74 -2.60%
21/09/10 $ 8,591.86 $ 32.74 0.38%
22/09/10 $ 8,273.95 -$ 317.91 -3.70%
23/09/10 $ 8,284.42 $ 10.47 0.13%
24/09/10 $ 7,901.95 -$ 382.47 -4.62%
55 -0.4186%
Days Traded Average decrease / day
For this to trade at 6.08% / month, it would need to trade 0.273% / day and it’s been trading at -0.4186% almost double what is expected but in a NEGATIVE trend.
IMPORTANT – If I knew what I know now back in April 2010 when I was about to decide if I should go ahead with this, I would DEFINITELY not go down this path and would stay well clear from Apple Investment Company.