Investing £100 a month into India, China, Brazil

[mauzj]

I'd like to drip feed £100 a month into investments in India, China and Brazil.

What is the best way to do this outside of an ISA?

I read that it is sometimes bad to buy a fund from the fund provider itself, as a fund supermarket may cut the fees. Is that still the case?

Please note that I will not be "trading" these funds in and out. Just buying and holding.

 

[timsk]

Hi mauzj,
I can't answer your question I'm afraid, but I can tell you that a LTBH investor friend of mine who's done exceptionally well over the years is ploughing everything into this company: http://www.westchinacement.com/eng/ir/stock.htm According to him, they've got the best funnymentals he's ever seen. However, I should point out that he doesn't always get it right and there's precious little on the chart to go since they listed on the HKSE a few months back. So, this is definitely not a stock tip but, for anyone determined to get into China, it might be marginally preferable to sticking a pin on a map!

Tim.

 

[goose4]

Great thread- I have been thinking of this too.Just buy every month and dont sell.Keep hold for around 10 years .Should be an interesting result.Im a forex trader so I got no idea how to approach this.

 

[Rugby Trader]

JP Morgan have a range of investment trusts you could look at including an indian trust, a chinese trust and a brazilian trust.
and with investment trusts they usually have a low cost savings plan that you can apply for

 

[neil]

I'd like to drip feed £100 a month into investments in India, China and Brazil.

What is the best way to do this outside of an ISA?

I read that it is sometimes bad to buy a fund from the fund provider itself, as a fund supermarket may cut the fees. Is that still the case?

Please note that I will not be "trading" these funds in and out. Just buying and holding.

Take a look at the discount brokers here.
Also a few articles on saving including funds weighted in favour of far East funds
http://www.moneysavingexpert.com/savings/isa-discounts

 

[goose4]

Wow thanks neil already taken action!

First trust is Im following Jim rogers predictions long term....That peak oil baby....

 

[Shanghai]

How about Anthony Bolton's newish China fund? Usually I would prefer ETFs to invest in a particular market as the fees are lower but he has an exceptional track record.

 

[edgetrading]

How about Anthony Bolton's newish China fund? Usually I would prefer ETFs to invest in a particular market as the fees are lower but he has an exceptional track record.

That is an excellent question.

But didn't he retire for a bit before making the comeback? How long would he manage the fund for?

Is it foggy outside?

 

[Rugby Trader]

http://www.ft.com/cms/s/2/94c4493a-ee7b-11df-9db0-00144feab49a.html#axzz15R1EFh3P

have a look at this article as to why you shouldn't invest in Bolton's fund.

 

[spinola]

They do advise to follow the manager , well, a decent manager with a consistent performance etc start researching I'll post a link here to fidelity

https://www.fidelity.co.uk/investor/research-funds/investment-trusts/default.page?smid=fq0lyenw (I've no affiliation with them )

Anyhow fidelity might offer you gateways to far eastern/emerging punts

Asian values

https://www.fidelity.co.uk/investor/research-funds/investment-trusts/asian-values-plc.page?

and

Fidelity China Special Situations PLC

https://www.fidelity.co.uk/investor/research-funds/investment-trusts/china-special-situations.page?


If its long term or one is open to moderate risk, then investment trusts can use leverage and all it's potentials etc. (my preference over unit trusts).


Anyhow, research about the fund managers and their performance, be cautious if when managers change companies etc, as the new fund manager may or may possess the same skills as the original one you fancied.


Also why not phone a couple "experts" and see what names they put forward matched to your risk appetite and term, then research the fund managers and the performance of the funds mentioned.

Good luck !


edit.
Just noticed Anthony Bolton still is at fidelity , he used to have a good record/name with special situation UK years back,(IIRC) might be worth to see what thumbs in pies he has in china

Anthony Bolton's China update

Anthony Bolton talks about the opportunities he is finding in China. (video)

https://www.fidelity.co.uk/investor/research-funds/investment-trusts/china-video-update.page?


Following Anthony would be an example of following the manager. (if he still returns consistent performance etc)

 

[Shanghai]

http://www.ft.com/cms/s/2/94c4493a-ee7b-11df-9db0-00144feab49a.html#axzz15R1EFh3P

have a look at this article as to why you shouldn't invest in Bolton's fund.

To be fair that's an article about not investing in Asia, not specifically that fund.

 

[edgetrading]

How about Anthony Bolton's newish China fund? Usually I would prefer ETFs to invest in a particular market as the fees are lower but he has an exceptional track record.

They do advise to follow the manager , well, a decent manager with a consistent performance etc start researching I'll post a link here to fidelity

https://www.fidelity.co.uk/investor/research-funds/investment-trusts/default.page?smid=fq0lyenw (I've no affiliation with them )

Anyhow fidelity might offer you gateways to far eastern/emerging punts

Asian values

https://www.fidelity.co.uk/investor/research-funds/investment-trusts/asian-values-plc.page?

and

Fidelity China Special Situations PLC

https://www.fidelity.co.uk/investor/research-funds/investment-trusts/china-special-situations.page?


If its long term or one is open to moderate risk, then investment trusts can use leverage and all it's potentials etc. (my preference over unit trusts).


Anyhow, research about the fund managers and their performance, be cautious if when managers change companies etc, as the new fund manager may or may possess the same skills as the original one you fancied.


Also why not phone a couple "experts" and see what names they put forward matched to your risk appetite and term, then research the fund managers and the performance of the funds mentioned.

Good luck !

What do you mean by experts? I spoke to a supposed expert from hsbc, and said I wanted something I could buy and not think about. I also said I didn't want to get raped by fund management fees. He recommended I buy the world selection fund. At the time it was tiny, hence high risk of becoming a zombie fund. It was also a fund of funds and he wanted me to pay 3% to buy it.

How much should I be looking to pay in initial charges? And what should the annual management fee be? The best I could find on india was a 1.2% annual fee with jp morgan,

 

[Shanghai]

What do you mean by experts? I spoke to a supposed expert from hsbc, and said I wanted something I could buy and not think about. I also said I didn't want to get raped by fund management fees. He recommended I buy the world selection fund. At the time it was tiny, hence high risk of becoming a zombie fund. It was also a fund of funds and he wanted me to pay 3% to buy it.

How much should I be looking to pay in initial charges? And what should the annual management fee be? The best I could find on india was a 1.2% annual fee with jp morgan,

If you have a rough idea what markets you want to be in perhaps you can look at ETFs. That will probably be your lowest cost option.

 

[spinola]

What do you mean by experts? I spoke to a supposed expert from hsbc, and said I wanted something I could buy and not think about. I also said I didn't want to get raped by fund management fees. He recommended I buy the world selection fund. At the time it was tiny, hence high risk of becoming a zombie fund. It was also a fund of funds and he wanted me to pay 3% to buy it.

How much should I be looking to pay in initial charges? And what should the annual management fee be? The best I could find on india was a 1.2% annual fee with jp morgan,

I mean have a quick chat to compile a list of funds they (the "experts" ) put forward. But then dig into who the managers are, and their performance last 5-10 years running funds etc. They might put forward a couple of funds they may warrant further investigation into.

Not sure about fee's, (industry average plus any premium warranted for exceptional managers ?) but I'd by looking for capital growth punts from these emerging markets, based on anticipation of the managers continued consistent performance etc.

A funds probably only as good as the manager running it, so also research who are respected fund managers ? And see what funds they offer suited to your risk exposure you want.

 

[DionysusToast]

Hi mauzj,
I can't answer your question I'm afraid, but I can tell you that a LTBH investor friend of mine who's done exceptionally well over the years is ploughing everything into this company: http://www.westchinacement.com/eng/ir/stock.htm According to him, they've got the best funnymentals he's ever seen. However, I should point out that he doesn't always get it right and there's precious little on the chart to go since they listed on the HKSE a few months back. So, this is definitely not a stock tip but, for anyone determined to get into China, it might be marginally preferable to sticking a pin on a map!

Tim.

Timsk, dude - that is a stock tip.

It that ain't a stock tip, then I'm not sure what is

 

[timsk]

Timsk, dude - that is a stock tip.

It that ain't a stock tip, then I'm not sure what is

As with everything else in this game DT, it mostly boils down to definition and personal opinion.