F*ck the loan repayments off, get a shared accommodation in a sh*t hole, have a bash, if it all goes t1ts up dig off and stay with family until you get back on your feet and you'll have had an adventure at the very least. You'll regret not taking this offer and at least giving it a try if you get nothing else and end up in a job you hate like me and a lot of other people. S'only money mate... you'll be surprised at how little you need to survive when restriction is thrust upon you. I've been in a similar situation before and it's strangely liberating. That all being said if you did well at PG then hopefully you'll find something better. Anyway good luck whatever you decide 🙂